The firm provides all full-time employees major medical insurance through BlueCross BlueShield of Illinois: HMO, HSA, and PPO+. The HMO coverage is only available to employees who work in Illinois.
Visit: www.bcbsil.com
Check out our video on your medical plan options!
Illinois Employees
| HMO RATES (MONTHLY) | |||
|---|---|---|---|
| Tier | Rate - Staff | Rate - Associates | Rate - Partners |
| Individual Coverage | $175.00 | $180.00 | $200.00 |
| Employee + Spouse | $370.00 | $380.00 | $400.00 |
| Employee + Child(ren) | $360.00 | $370.00 | $380.00 |
| Family Coverage | $575.00 | $580.00 | $600.00 |
| PPO RATES (MONTHLY) | |||
|---|---|---|---|
| Tier | Rate - Staff | Rate - Associates | Rate - Partners |
| Individual Coverage | $300.00 | $375.00 | $450.00 |
| Employee + Spouse | $640.00 | $750.00 | $890.00 |
| Employee + Child(ren) | $600.00 | $690.00 | $825.00 |
| Family Coverage | $960.00 | $1,150.00 | $1,325.00 |
| HSA RATES (MONTHLY) | |||
|---|---|---|---|
| Tier | Rate - Staff | Rate - Associates | Rate - Partners |
| Individual Coverage | $280.00 | $285.00 | $300.00 |
| Employee + Spouse | $495.00 | $510.00 | $525.00 |
| Employee + Child(ren) | $460.00 | $465.00 | $510.00 |
| Family Coverage | $750.00 | $775.00 | $800.00 |
*Rates shown above do not include “Tobacco Surcharge and/or Spousal Surcharge”
Annual Deductible:
- HMO: $0
- PPO: $1,000 / individual (in network) $3,000 / family (in network)
- HSA: $1,500 / individual (in network) $3,000 / family (in network)
Out of Pocket Maximum Limit:
- HMO: $2,000 / individual (in network) $4,000 / family (in network)
- PPO: $2,500 / individual (in network) $7,500 / family (in network)
- HSA: $2,400 / individual (in network) $4,800 / family (in network)
Plan Documents (click to open):
Non-Illinois Employees
| PPO RATES (MONTHLY) | |||
|---|---|---|---|
| Tier | Rate - Staff | Rate - Associates | Rate - Partners |
| Individual Coverage | $300.00 | $375.00 | $450.00 |
| Employee + Spouse | $640.00 | $750.00 | $890.00 |
| Employee + Child(ren) | $600.00 | $690.00 | $825.00 |
| Family Coverage | $960.00 | $1,150.00 | $1,325.00 |
| HSA RATES (MONTHLY) | |||
|---|---|---|---|
| Tier | Rate - Staff | Rate - Associates | Rate - Partners |
| Individual Coverage | $280.00 | $285.00 | $300.00 |
| Employee + Spouse | $495.00 | $510.00 | $525.00 |
| Employee + Child(ren) | $460.00 | $465.00 | $510.00 |
| Family Coverage | $750.00 | $775.00 | $800.00 |
*Rates shown above do not include “Tobacco Surcharge and/or Spousal Surcharge”
Annual Deductible:
- PPO: $1,000 / individual (in network) $3,000 / family (in network)
- HSA: $1,500 / individual (in network) $3,000 / family (in network)
Out of Pocket Maximum Limit:
- PPO: $2,500 / individual (in network) $7,500 / family (in network)
- HSA: $2,400 / individual (in network) $4,800 / family (in network)
Plan Documents (click to open):
Spousal Surcharge
There will be a $400/month, “spousal surcharge” for spouses who are enrolled for coverage under the firm’s plan, when other coverage is available to them through their employer, etc. A Spousal Surcharge Affidavit is required for all participants in this category.
Tobacco Surcharge
There will be a $75 tobacco surcharge on the monthly health insurance premiums for all tobacco users. A Tobacco User Form is required for all health insurance participants.
Virtual Visits
Getting sick is never convenient, and finding time to get to the doctor can be hard. Blue Cross and Blue Shield of Illinois (BCBSIL) provides you and your covered dependents access to care for non-emergency medical issues and behavioral health needs through MDLIVE.
MDLIVE doctors or therapists can help treat the following conditions and more:
| General Health | Pediatric Care | Behavioral Health (by appointment) |
|---|---|---|
| Allergies | Cold/flu | Online counseling |
| Asthma | Ear infections | Child behavior/learning issues |
| Sinus infections | Pink eye | Stress management |
Get more information:
- Visit: MDLIVE.com/bcbsil
- Call: 888-676-4204
- BCBSIL Virtual Visits – Flier
Educational Videos
Tips For Health Care Spending:
Introduction to Insurance Payments:
Choosing the Right Health Care Provider:
Preventive Care:
Introduction to Group Health Insurance: